Financing options tailored to you.
We bring you personalized dental financing options that meet your budget and individual needs.
Whether you use CareCredit to cover your deductibles, or to pay for dental care not covered by insurance, CareCredit helps make your dental care possible.
0% Interest Financing
From 6, 12, 18 to 24 months when you pay by the end of the promotional period.
Long Term Financing
From 24, 36, 48 to 60 months with reduced APR and fixed monthly payments.
Get the treatments that you need when you need them. From virtual credit cards to traditional installment loans, we have a solution for your medical needs.
Fast and easy loans from $2,000 to $36,500 with flexible financing options and rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months.
What is CareCredit?
CareCredit is a healthcare credit card designed for your health, and wellness needs. It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments.
What can you use CareCredit credit card for?
Your CareCredit credit card can be used at over 250,000 locations nationwide for a variety of healthcare services including LASIK, veterinary, dentistry, cosmetic surgery, hearing care and more.
How does it work?
The standard Cardholder's APR is 26.99%. Your account's APR may be different. Existing cardholders should see their credit card agreement for applicable terms. The Minimum Interest Charge is $2.
No interest if Paid in Full Within 6, 12, 18 and 24 month financing options (sometimes called Deferred Interest) let you pay for purchases of $200 or more with minimum monthly payments made throughout the duration of your promotional period. Interest accrues during the promotional period but will not be charged if you pay your balance in full by the end of the promotional period.*
Reduced APR special financing options of 24, 36, 48, and 60 months are for larger purchase amounts, letting you make monthly payments with a reduced, interest rate over the duration of your promotional period. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 17.90% APR.
*Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.
Frequent financing questions
Find answers to common Carecredit financing questions. Visit CareCredit to learn more.